Commercial Real Estate Financing

Commercial Real Estate Financing

We Offer Some of the Most Competitive Commercial Real Estate Loans in the Industry

Here at Ironhorse, we know the ins and outs of commercial real estate financing. Our portfolio of real estate financial solutions include some of the most competitive rates in the industry. We are confident in our ability to meet the financial needs of any real estate transaction whether it is $100,000 or $100,000,000.

Our SBA 504 and 7a Programs

We offer a variety of commercial real estate financing programs, including 504 and SBA 7a loans for flagged and non-flagged hotels or owner occupied properties. Our competitive rates are as low as 4.5% and terms are fixed up to 25 years.

Commercial Real Estate Loans

If you are looking for conventional real estate loans for owner occupied real estate and stabilized investment ranging from $200,000 to $100,000,000 or higher, we can help. We offer low rates and terms out to 10 years with amortizations of 30 years. Properties we consider include:

  • Mobile home parks
  • Multifamily
  • Hotels
  • Industrial
  • Self-storage
  • Office
  • Retail

CMBS Loans

Our Commercial Mortgage Backed Securities (CMBS) loans are designed to give borrowers a unique option for financing properties. Commercial properties are pooled and moved to a trust, which then issues bonds to investors. Borrowers can cash out if desired, and they enjoy the benefits of competitive terms and rates and non-recourse.

FHA and HUD Lending

When you are looking for fixed rate, long-term, non-recourse loans, FHA financing is a good option. If you are planning to acquire, construct, rehabilitate or refinance certain types of housing or healthcare facilities, this is a good program for you.

Stated Income Commercial Real Estate

Stated Income Commercial real estate loans are an alternative to a traditional commercial loan for borrowers who are looking to buy or refinance commercial property. A stated income commercial loan is generally more concerned with the piece of real estate rather than the borrower’s credit history. The property income value must be capable of servicing the mortgage, taxes, and insurance for a stated income commercial loan to be approved. An advantage to a stated income commercial loan over a traditional commercial loan is that the approval process is much quicker because there are fewer documents involved in order for the borrower to qualify.

Construction Financing

We can fund construction projects that range from $10,000,000 to more than $100,000,000. We can also provide permanent financing for some construction projects.

Call Today

For more information about our competitive commercial real estate financing options, call us today. We look forward to speaking with you!