Small Business Loans & SBA Loans
Ironhorse Puts You in Business
Ironhorse is proud to provide business solutions to the little guy, the aspiring entrepreneur. Like you, we know a good opportunity when we see one and we’ll do everything in our power to seize it. If you’re a small business owner who is facing challenging fiscal obstacles, we want to talk to you. Our small business loans flow through the pipeline fast and easy so you can forget about finances and get back to what matters: growth.
Details About Our Small Business Loans
Thanks in part to our many SBA loan options, we offer extensive experience in providing everything from long-term or permanent financing to specific portions of business ventures. Our program may be the right fit for you if you’re seeking:
- Commercial and Industrial Real Estate: Purchase or refinance hotels, gas stations, automotive dealerships, restaurants, single-purpose buildings, non-conforming properties, and many others.
- Existing Business Acquisition Loans: Full amortized loans up to $1.25 million per year, up to 15 year terms, 80% financing and absolutely no prepayment penalties.
- Equipment Financing: Access to heavy equipment, trucking, manufacturing equipment, commercial printing, and much more.
- Up to $5 Million in Loans: Flexible terms up to 90% financing, with fixed and variable rate options and no prepayment penalties and zero cost pre-qualification letters.
Options With Ironhorse
We have two distinct SBA loan programs for qualifying businesses: 7(a) and 504. With our 7(a) program, almost any type of business is eligible for financing through the Small Business Administration guarantee. Eligibility is determined by SBA size criteria. Any commercial real estate must include at least partial ownership by the borrower, including:
- Offices
- Hotels
- Child care buildings
- Restaurants
- Warehouses
- Many others.
Our 504 loan program is also backed by the Small Business Administration. With this option you get:
- Flexible terms
- Fixed or variable interest rates
- Structure options for large projects up to $12,000,000
- Mortgages with great rates and term options
- Equipment acquisitions up to 80% financing
- Real-estate acquisitions up to 90% financing.
Fast Tracking Your SBA Loan Requests
As a “Preferred Financial Services” company, Ironhorse can fast track SBA loan requests to cut through the red tape of traditional lending channels to get you the funding your business needs quickly and efficiently. Our preferred financial services status also gives us the ability to get business owners the most favorable terms and rates on SBA loans. Additionally, Ironhorse can process requests for USDA, as well as Business and Industry loans.
Get In Touch
Ready to learn how Ironhorse can help you achieve your business goals? Call us today to find out.